Examples of guarantee in the following topics:
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- Behind every product is a series of supporting services, such as warranties and money-back guarantees.
- Money-back guarantee: The ultimate warranty is the money-back guarantee, also know as a "satisfaction guarantee. " Essentially, it is a simple guarantee that if a buyer is not satisfied with a product or service, a refund will be made.
- To the customer, a money-back guarantee reduces risk almost totally.
- In some case, companies will try to get out of money-back guarantees.
- Describe how warranties and money-back guarantees act as supporting services for products
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- A risk-averse, or risk avoiding person would take the guaranteed payment of 50, or even less than that (40 or 30) depending on how risk averse they are.
- A risk neutral person would be indifferent between taking the gamble or the guaranteed money.
- Finally a risk loving person would take the non-guaranteed chance of possibly winning 100 dollars, rather than settling for the guaranteed option.
- If the guaranteed option was greater than 50 dollars, then the risk lover might consider the possibility of taking it.
- They will make capital investments that they feel will have the best payoffs, given the risks involved, and if they take a more risk averse stance they will make capital investment decisions that have a more guaranteed payoff.
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- Federal, state, and local governments in the United States create government financial institutions that lend funds to the public.First, The U.S. government uses direct financing, when it creates a public corporation that sells bonds and commercial paper to investors in the financial markets.Then the public company uses the investors' money to lend to borrowers directly.For example, the Farm Credit System, a U.S. government agency, lends to farmers.Farmers use these loans to finance growing crops, equipment, or mortgage loans.Second, the U.S. government lends money to students who pursue a college education.For example, the Student Loan Market Association, known as Sallie Mae, lends directly to students or buys student loans from banks.Finally, the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac) grant mortgages to low-income households.They also buy and sell mortgages to boost the liquidity of the mortgage loan market.For the second method, a government can lend to the public through loan guarantees, which is similar to insurance.For example, a bank lends to a student to pay for an education, and the U.S.
- Department of Education guarantees the loan.If the student defaults, subsequently, the U.S.
- Some people question a government's role in financing.When a government directly lends, the government squeezes the financial institutions out of the loan market.Furthermore, the federal government loan guarantees increase the problem of moral hazard.Financial institutions receiving the loan guarantees might not screen borrowers as much, lending to borrowers with a high default risk.For example, the effects of the 2007 Great Recession continue to linger in the U.S. economy, even in 2014.Recession caused mass layoffs and doubled the unemployment rate.Then the housing values continue to plummet while foreclosures continue soaring.Consequently, the U.S. government might be liable for trillions of dollars in loan guarantees and bailout of public corporations.We explain several examples below:
- Department of Education, SallieMae, and commercial banks granted college student loans that had surpassed $1 trillion in 2012.Unfortunately, college graduates continue to enter an abysmal job market in 2013.Student-loan default rate hovers around 24%.College students, on average, owe approximately $24,000 while law school graduates accumulate loans exceeding a $100,000.Unfortunately, a stagnant economy would force the U.S. government to pay billions in loan guarantees.
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- There is no guarantee that none of them are harboring infectious conditions. "
- There is no guarantee that none of them are harboring infectious conditions. "
- Every day, millions of children go to daycare with millions of other kids, there is no guarantee that none of them are harboring infectious conditions.
- There is no guarantee that none of them are harboring infectious conditions.
- There is no guarantee that none of them are harboring infectious conditions.
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- Monetary compensation can be either guaranteed (base) pay or variable pay and positively correlates with job satisfaction.
- Monetary compensation includes both guaranteed (base) and variable pay.
- The basic element of guaranteed pay is the base salary, paid on an hourly, daily, weekly, bi-weekly, or monthly rate.
- Identify the different cash compensation models (i.e., guaranteed and variable) and the behavioral implications of using monetary compensation
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- Freedom of religion is a constitutionally guaranteed right, established in the First Amendment of the Bill of Rights.
- In the United States, freedom of religion is a constitutionally guaranteed right , laid out in the Bill of Rights.
- The following religious civil liberties are guaranteed by the First Amendment to the Constitution: "Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof. " Thus, freedom of religion in the U.S. has two parts: the prohibition on the establishment of a state religion, and the right of all citizens to practice their religion.
- Therefore, states must guarantee freedom of religion in the same way the Federal Government must.
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- Opposition to the ratification of the Constitution was partly based on the Constitution's lack of adequate guarantees for civil liberties.
- To provide such guarantees, the First Amendment, along with the rest of the Bill of Rights, was submitted to the states for ratification on September 25, 1789, and adopted on December 15, 1791.
- For example, the First Amendment guarantees freedom of speech to the general populace but the English Bill of Rights protected only free speech in Parliament .
- Lastly, the First Amendment was one of the first guarantees of religious freedom: neither the English Bill of Rights nor the French Declaration of the Rights of Man and of the Citizen contain a similar guarantee.
- The First Amendment to the Constitution guarantees Americans the right to a free press.
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- However, an investor who looked at this graph in early 1929 and made the decision to invest because s/he would be guaranteed to make money was in for a shock when the market crashed in October 29, 1929.
- Past performance is not a guarantee of future performance.
- The Dow Jones Industrial Average has generally increased overall since 1900, but its past performance is not a guarantee of future performance.
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- There is no guarantee of how much money will remain to repay bondholders in a bankruptcy, therefore, the value of the bond is uncertain.
- There is no guarantee of how much money will remain to repay bondholders, therefore, the value of the bond is uncertain.
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- The term ‘sound working condition' is key because in some areas of the world, reassembled products made from used parts are considered new and come with the same guarantee and warranty as products made from virgin raw materials.