SS Monterey (1897)

at Halifax loaded with Canadian soldiers bound for South Africa to serve in the Boer War

On January 31, 1900 it was reported that Monterey was chartered along with several other vessels to transport Lord Strathcona's Canadian contingent to South Africa to reinforce the British forces during the Second Boer War.[17] The steamer arrived at Halifax at 03:30 on February 27, 1900, loaded the Strathcona's Horse regiment consisting of 552 officers and men, 599 horses and ammunition on March 16. She additionally took onboard 203 replacement men for the first Canadian regiment and left Halifax the next morning at 11:00 local time. The voyage was fine and uneventful with the exception of horses contracting pneumonia with 163 of them dying en route.[18] The ship reached Cape Town on April 11 and disembarked the troops and unloaded her cargo and sailed back to North America. Due to Monterey having a dedicated cattle deck, she was chartered for the duration of the war to transport mules and horses to South Africa.

While in the government service she still managed to make occasional commercial trips. For example, on November 10, 1900 she left New Orleans for Havre and London via Norfolk carrying a large cargo of lumber, 40,000 bushels of wheat and 10,050 bales of cotton.[19][20] On her return trip she transported 4,500 tons of coal from Barry for New Orleans.

During her return trip from South Africa in June 1901, fire was discovered in the afterhold a few days after leaving St. Vincent. All the conventional ways of extinguishing fire proved to be unsuccessful, and it took unusual means to bring it under control. The vessel arrived at New Orleans badly damaged on June 25.[21] She entered the drydock for repairs at Newport News after arriving there on September 23 from South Africa. While at the mooring, her cargo of baled hay in the forward No. 1 hold was set on fire on September 26, and it took several hours for both the shipyard and city fire departments to extinguish it. Several deck plates and beams buckled due to fire and had to be replaced.[22] Monterey delivered her last cargo of remounts after the war had ended and was released from her charter. She sailed from South Africa to Montreal and arrived there on July 23, 1902 to resume her regular service.

Upon arrival in Montreal Monterey took on board her own cargo and the cargo that was supposed to be carried by steamer SS Monteagle. She loaded 350 heads of cattle, 8,253 boxes of butter and 41,893 boxes of cheese among other things and left for Bristol on July 27.[24][25] She continued sailing between Montreal and Bristol until the end of the navigational season, leaving Montreal for the last time on November 28. During the 1902-1903 winter season the steamer was supposed to continue operating between Bristol and St. John's, however, Monterey did not sail until January 8, 1903 departing Barry with a cargo of 5,500 tons of coal for Philadelphia. From there the vessel sailed to St. Jonh's and next sailed to London on February 15. At about this time Canadian Pacific Railway was finalizing their negotiations with Elder, Dempster Shipping about acquiring several of their steamers to complete their cross-Atlantic, United Kingdom to Canada, service. On February 24, 1903 it was announced that Canadian Pacific Railway acquired 14 steamers from Elder, Dempster Shipping serving mostly on Beaver and Elder Lines for £1,417,500 (Monterey was bought for £75,640).[26][27]

Monterey left for her first voyage under new ownership on April 15, 1903 from Bristol carrying general cargo, and arrived at Montreal on April 27. She loaded 1,058 heads of cattle and general cargo and departed on May 19 for Bristol and Liverpool.

Monterey left Bristol for her final voyage on June 24, 1903 and reached Montreal on July 5. After unloading, she took on board her usual cargo, consisting of 1,043 heads of cattle, 88,115 bushels of wheat, large quantities of cheese, butter, flour, lumber etc. and departed at 06:30 on July 11 bound for Bristol and Liverpool.[28] She was under command of captain Robert O. Williams and had a crew of 68 men, 43 cattlemen and had one passenger on board. After dropping off her pilot at Father's Point at around 07:25 on July 12, she continued her trip down the St. Lawrence River. In the morning of July 13, the captain calculated the ship position by dead reckoning to be about 65 nm northwest of Cape Ray. By early afternoon it became foggy and he ordered to change course to a more southerly one. At 19:10 the ship was about 29 miles south of Cape Ray. Bearing was again taken at this point, and the course was again adjusted to a more easterly one, so according to the captain's estimate the ship would clear the Plate Point by about 11 nm. The ship continued following the set course and at about 22:00 the fog dissipated. At 03:45 on July 14 a large fog bank was spotted straight ahead, but captain Williams estimated the visibility to be about 5 miles. The depth was measured and it came out to be 60 fathoms.[29]

At about 04:30 a thick fog rolled in and the second mate alerted the captain to this fact. Captain Williams came on deck and ordered the engines to stand by. Monterey was making about 12 knots at the time. At about 04:50 the second mate suddenly spotted breakers ahead and ordered the engines reversed but it was too late, as the ship went aground on the rocks about a quarter mile south of Plate Point lighthouse on the island of Petite Miquelon and got stuck.[30][29] The ship was examined and it was determined she was leaking in the first and second ballast tanks, which contained fresh water for the livestock on board, and the No. 1 hold. On July 15 an attempt was made to refloat the ship in high water under her own power, but it failed. The engine room was flooded soon, with water reaching as high as 18 feet at high tide, and the fires were extinguished. The crew started unloading cargo in an attempt to save it, especially the livestock. Some of the cattle was taken aboard by two small steamers, SS Argyle and SS Grand Lake, that came by, but the rest had to be lowered from the steamer on to the ground. Most of the livestock was successfully transferred to the mainland by July 18, however, about 200 to 300 heads climbed the hills and escaped into the wild, wandering around the island for several months after the disaster.

Due to the fact that the ship was badly damaged at the bottom, she was quickly abandoned and the salvage operation instead concentrated on stripping off as much valuable equipment as possible from the steamer.

An inquiry was held into the wreck on November 28, 1903 and as a result captain Williams had his certificate suspended for six month for failure to verify the position of the ship, and continuing at full speed in thick fog.[31] Aside from that, the cause of the disaster was also attributed to the strong undercurrent present around the island of Miquelon, that captain Williams was unaware of at the time of the incident, that carried the vessel too far north off her course. The court also addressed an issue with a non-functioning fog siren at the lighthouse and made recommendations for the future. In fact, the siren was only heard for the first time at around 07:00 on July 14, two hours after the ship stranded, and the gun was not fired until 05:15.[32]