How to Get a Merchant Account on Paypal

Last Updated: September 6, 2019

PayPal is an online e-commerce service that allows you to send and receive money over the internet. The company also provides merchant services that allows you to accept PayPal payments through your website or online store for products, services, or donations. This article will guide you through the process of getting a merchant account on PayPal.

Steps

1
Visit the PayPal sign up page.
2
Select your country or region and language using the drop down menus.

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3
Select your account type. To get a merchant account, click the “Get Started” button underneath the “Business” option.
4
Select the payment solution you are using with your PayPal merchant account. Different solutions are used in different scenarios. For example, if you want to accept PayPal payments for products you sell through eBay, select the “PayPal for your eBay business” option.
- Select “I don't know” if you are unsure which payment solution will best suit your needs. Follow the onscreen instructions to determine the payment solution that's best for you.
5
Enter the information associated with your business including business name, address, location info, primary currency, and customer service email.
6
Enter the business owner contact information. If you are the owner of the business, enter your own personal info. If someone else owns the business, have them enter their personal info.
7
Click “Continue”.
8
Enter a valid email address that will be used for signing into your PayPal account and create and confirm a new password.
9
Select and answer a security question. These will be used to recover your password in the case you forget it.
10
Read the User Agreement, Privacy Policy, and Legal Disputes documentation. Click the check boxes to agree to the user agreement, privacy policy, and legal disputes.
11
Enter the security code.
12
Click “Sign Up” button in the bottom right hand corner to complete the process.
13
Log in to your account and visit the Account Tools page to setup your merchant payment solution.

Community Q&A

Question

Does PayPal accept credit card payments from those without PayPal accounts?

Community Answer

You don't have to have a PayPal account to use your credit card via PayPal. You enter your credit card information and check out as a guest.
Question

How do I access money that is sent to my PayPal account? And what kind of account do I need?

Community Answer

You need to link your PayPal money to a bank account. I think you need to be over 18. You can then transfer money from your PayPal account directly into your bank account.
Question

What fees will PayPal charge if I accept all types of cards as a merchant?

Community Answer

PayPal charges based on your total sales volume. It also charges for the currency transaction applicable for international transactions.